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  "notes": "Tasas aplicadas sobre los Cr\u00e9ditos de acuerdo al 
            
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y competitividad del sistema bancario para mantener y profundizar la 
            
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eficiencia y seguridad de la intermediaci\u00f3n financiera y del 
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eficiencia y seguridad de la intermediaci\u00f3n financiera y del 
            
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